A campervan can offer the ultimate getaway, being ready and waiting at a moment’s notice and coming complete with all the creature comforts of home. It can be a core part of family life, and given its importance you’ll want to protect your investment—that’s where campervan insurance comes in. By sourcing suitable cover you’ll have a valuable financial safety net that can ensure you wouldn’t lose out should the worst happen, keeping you on the road with the peace of mind you need.
There are plenty of insurance providers that specialise in offering this form of cover, and it’s these companies that should first on your list. Given the specialist nature of these vehicles you’re going to need specialist insurance to accommodate, with you not only needing to be covered when you’re on the road but when you’re parked up and enjoying your holiday too—in effect you need a combination of vehicle and home insurance that can ensure you’re ready for anything, covering the van itself as well as the contents contained within it.
There are several features you’ll want to look for in a policy of this kind, with just a few of them being:
- Vehicle insurance to cover you when you’re on the road
- European travel
- Contents cover
- Breakdown assistance so you’re not stranded on your holiday
- Cover for specialist campervan equipment
In every case you’ll want to make sure you’re getting a policy that’s been built around you to ensure you’ve got the level of cover necessary for your particular situation, and make sure to be wholly accurate in your estimation of costs so you’re not paying too much (or too little) whilst ensuring you’ll be able to replace everything should you need to.
It’s often wise to go for the highest level of cover you can afford, but that doesn’t mean you have to spend an extortionate amount on your premiums. Investing in suitable security devices can be a great way to reduce your outgoings and if you’re a member of a caravan club you could save even more, with a lot of insurance firms offering great discounts in these kinds of situations.
As with all insurance policies you’ll need to thoroughly check the small print so you’re aware of any limitations, with things like mileage limits often catching people out. You’ll want to do sufficient research to make sure you’re getting a suitable policy, particularly if you’ve got a converted van or some other vehicle not thought of as “mainstream”, but if you head to specialist companies and compare a few options you could soon have the campervan insurance that’ll set you up for your next holiday with ease.